Terms of Use

These terms govern your use of the Wallefy mobile application (the “App”) and the wallefy.bid website. By downloading, installing or using the App you agree to these terms. If you do not agree, do not use the App.

1. Who we are

The App is developed and maintained by an individual developer who publishes it on the App Store as Wallefy (“we”, “us”). You can reach us at the address given under “Contact”.

2. What the App does

Wallefy helps you keep track of personal spending, income, accounts, debts, planned payments and savings. It can show data from banks that you connect yourself.

Wallefy is not a bank, payment institution, financial adviser or tax adviser. The App does not make payments, move money, open accounts or hold your funds.

3. Age

You must be at least 16 years old to use the App. If you are under 18, use it with the consent of a parent or legal guardian.

4. Licence

We grant you a personal, non-exclusive, free, non-transferable and revocable licence to use the App on Apple devices that you own or control, as permitted by the App Store rules.

You may not copy, modify, decompile, sell or distribute the App or any part of it, or use it for any unlawful purpose.

5. Account and storage

You can use the App without an account or sign in with Apple or Google. When you sign in, a copy of your data is kept in your own iCloud or Google Drive. We have no access to that storage.

Without an account your data is stored only on your device. If the device is lost or reset, or the App is deleted, that data cannot be recovered.

You are responsible for the security of your device and of your Apple and Google accounts.

6. Bank connections and third-party services

The App can work with monobank (using a personal token you obtain on the bank’s website) and with PrivatBank’s transaction messages in Telegram (after you sign in to your own Telegram account). You connect these services yourself and at your own discretion.

Your use of monobank, PrivatBank, Telegram, Apple and Google is governed by their own terms. We are not responsible for their operation, availability or changes, or for anything these companies do with your account — including ending a Telegram session.

Wallefy is not affiliated with or endorsed by monobank, PrivatBank, Telegram, Apple or Google. Their names and marks belong to their owners and are used only to identify the services you connect.

7. Accuracy

Bank data is shown as the bank provides it and may arrive late or incomplete. Exchange rates in the App are approximate. Forecasts, balances and other calculations are estimates based on your past spending and plans, not guarantees.

Do not make financial decisions based on the App alone. Check important amounts with your bank.

8. Your content

All records, notes and photos you add belong to you. We do not receive or use them. How your data is handled is described in the Privacy Policy.

9. Paid features

The App is currently free. If paid features are introduced, they will be available only through the App Store, and the price, any trial and how to cancel will be shown before purchase. Payments and refunds are handled by Apple.

10. Disclaimer

The App is provided “as is” and “as available”. To the extent permitted by law, we do not warrant that it will be uninterrupted, error-free or meet your expectations.

11. Limitation of liability

To the extent permitted by law, we are not liable for indirect, incidental or consequential damages, or for loss of profit or data, arising from your use of or inability to use the App — including inaccurate data, outages of banks or other third-party services, or loss of data stored only on your device.

Nothing in these terms limits rights that consumers cannot waive under applicable law.

12. Termination

You may stop using the App and delete your data at any time: Profile → “Delete all account data”. We may stop supporting the App or change its features. If you breach these terms, your licence ends.

13. Apple-specific terms

These terms are between you and us, not Apple. Apple is not responsible for the App or its content, has no obligation to provide maintenance or support for it, and is not responsible for any claims relating to the App, including product liability, consumer protection or intellectual property claims. If the App fails to conform to any applicable warranty, you may notify Apple, and Apple will refund the purchase price, if any. Apple and its subsidiaries are third-party beneficiaries of these terms and may enforce them. You confirm that you are not located in a country subject to a U.S. Government embargo and are not on any U.S. Government list of prohibited or restricted parties.

14. Governing law

These terms are governed by the laws of Ukraine. Disputes are settled by negotiation and, failing that, by the courts at the developer’s place of residence, unless the law provides otherwise.

15. Changes

We may change these terms. The new version is published on this page with an updated date. By continuing to use the App after a change, you accept the new version.

16. Contact

Questions about these terms: romanivvladyslav057@gmail.com.